Sometimes a Chapter 13 filing will be necessary instead of a Chapter 7. Even though Chapter 7 provides a wide range of debt relief, it does not do all things for all people. There are some debt problems that Chapter 7 just does not help. These are typically situations where the debtor’s assets (a house or a car, for example) have loans against them that are behind in payments and the debtor wants to save and keep those assets.
So learning how a Chapter 13 case works and how it may affect your situation could be pretty important. Here are the topics we’ll cover to explore your rights and obligations in a Chapter 13:
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